Pentru a obtine un credit trebuie mai intai sa demonstrezi ca ai capacitatea de a returna suma imprumutata. Pentru asta, banca iti cere sa faci dovada veniturilor pe care le realizezi luna de luna. Trebuie stiut ca nu toate formele de venit sunt luate in calcul, iar cele acceptate sunt luate in calcul in procente diferite (ponderate). Cu exceptia salariilor si pensiil continuare...

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Test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test continuare...

Test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test continuare...

Test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test test continuare...

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